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Representative 49.9% APR.
Representative example: Amount of credit: £750 for 12 months at £77.29 per month.
Total amount repayable is £927.48.
Interest charged is £177.48, interest rate 49.9% pa (variable).

Rates from 11.8% APR to 1575% APR – your Free, No obligation quote and APR will be based on your personal circumstances, and Finance is subject to availability and status. Authorised and regulated by the Financial Conduct Authority.
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Payday Loans Direct Lenders

There are a great deal of payday Loans Direct Lenders across the UK. Numerous are comparable yet some are really various. The option of several payday loans direct lenders makes it tough to situate a decent loan expert, which is the reason that we need to understand even more about them.

The below answers to the questions below concerning the payday loans direct lender should aid you locate the very best payday loans direct lender for your situations:

Is the lender certified/ authorised/ controlled by the FCA?

Prior to you request a loan from any kind of payday loans specialist in the UK, see to it they are licensed and accepted by the Financial Conduct Authority (FCA). Search for their FCA authorisation number, organization number, office address, company name, telephone number and Postcode. You must generally discover all this information on the bottom of the Payday Loans Lender website, or the footer. As well, you can examine the FCA register at to check whether the payday direct lender is approved by the FCA.

You must just apply with an authorized and accepted company because it makes sure that it conforms to serious genuine requirements to secure customers at the highest legal demands. Applying with unapproved or uncontrolled payday loans direct lender is very unsafe. You may not be effectively safeguarded as a buyer as well as the direct lender might not satisfy the whole of the legal demands.

What APR rate and also is it the ideal dimension?

Now that we covered and you recognize you are managing a completely FCA authorized payday loans specialist, the moment has actually involved locate the amount they are charging.

UK payday lenders express their funding cost charges as an annual percentage rate (APR), which can be confusing because of the fact that payday loans are for a duration of 1month to 6 moths, much short-term loan then a year.

Something crucial to note is that you will not truly pay the expressed APR charge. Instead, you will pay a small amount of it relying upon your loan aspects, for example, just how much you borrowed over and also for how long.

The most effective payday loans direct lenders will reveal to you clearly the total quantity of money you will certainly require t repay before you take the loan, with the breakdown of how much interest the loan will be charging.

That suggests you should not stress a great deal over the APR as a result of the guidelines the maximum passion any person can charge is capped at 100% with a maximum of 0.8% daily. So the APR number is wrong as well as very confusing.

Exist any type of additional or surprise costs?

The majority and all the payday loans direct lenders that GetLoanNow works with are quick cash money loan specialists will bill interest only. They will not bill you for early repayment your credit score early and they won’t bill any type of advance preparing your loan. It is still vital that you check out all terms before you take or accept any type of deal from any person.

Concerning to late repayments, all payday loans lenders will certainly bill added rate of interest for late payment. Such costs are normally outlined in the terms and conditions. As a rule, always repay your financial debt in time and in full as late repayment can trigger you serious money troubles. For help, most likely to

Does the lender user friendly to take care of the loan?

Customer friendliness is things that makes payday loans as well as quick cash money loans appealing. Yet, some payday lenders are less user friendly than others– particularly those direct lenders who do not enable on the internet loan application, taking care of as well as an easy individual account monitoring website.

The most effective payday loans direct lenders will certainly supply an online portal that will certainly help you to handle your short-term loans, in a straightforward effective, informative and also easy user interface.

How safe and secure is the sort term loans lender’s website?

The protection of your very own info online is substantial. You should review the security of the direct lenders site before entering any type of delicate details concerning you or your financial information. We at GetLoanNow have cutting-edge online protection along with all the companions we are collaborating with. Right here are a few things to pay unique interest to:

Can you see a lock symbol alongside the address bar? If yes, the website is safeguarded

Examine the URL of the internet site. It should begin with “https”. It’s the internet basic hypertext protected protocol.

All excellent payday loan direct lenders need to have these safety measures includes on their site. Your own and also financial information as well as financial information can be in danger is you don’t see the above. If you don’t see the lock icon or/and Https just leave the website for your very own safety.

GetLoanNow is a totally protected website, and also we ensure we look and shield our clients.

What do the reviews say?

It highly fascinating to review what other people are considering the payday direct lender. Provide details consideration to the 1 to 3 star assessments and pay close factor to consider to the direct lenders respond to these reviews.

The most effective short-term loans lenders will have a 4 as well as 5 star reviews should be taken a look at the answers as well as replies.

Reviews are a decent technique for obtaining some idea and details concerning the lender and the service they are providing. Payday loan assesses sites like trustpilot, or google Review are essential and will certainly provide an excellent sign to what customers considered the service.

Does the lender have a disclaimer?

Great payday loans direct lenders, like the ones GetLoanNow deals with, will make certain its clear to full blast customers that payday loans are not suitable or the solution for long-lasting loans, nor to any person that remains in currently financial difficulty.

All short-term loans lenders should warn all their clients that loans are not suitable to any one and also they will rely on their affordability as late payment can create you serious money problems. For aid, go to

The above factors need to assist you recognize the best payday loan direct lenders suitable for you and also your circumstances. Taking note of the factors above will aid you make the right choice.

GetLoanNow is developed to discover clients the loan they need with the most appropriate payday loans direct lenders.

GetLoanNow is a fully protected, authorized as well as regulated by the FCA. We have comprehensive expertise of the borrowing market and also can assist you find one of the most appropriate UK payday lender for you, even if you have a bad credit report ranking or no credit rating.

Additionally, GetLoanNow just works with UK payday lenders that are regulated by the Financial Conduct Authority (FCA).

To figure out if you get a payday loan, simply fill in our quick and easy on the internet application and leave the rest as much as us.

Why to choose

  • Borrow between £100 - 10000
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How Cash Loans Online Work?

Apply Online

Simply complete out our secured user friendly online form

Finding your Loan

Our supper computer will process your application by searching and locating the right loan for you.

Get Cash

Once you are approved, you will be directed to your approved lender to finish the loan process.

Why Get Loan Now ?

Our mission

We aim is to help and protect all consumers when  in need of a Short Term Loan online in the UK.
We developed a solution to help you get a short term loan online, easily, securely, and Totally Free with no obligation and no commission.


Our advanced algorithm helps to submit your application to all the lenders* in to our platform at once. Putting the customer in the front, so the top lenders compete to lend you the money you need.

Transparent service

Getloannow is a full transparent service to help you find you the best** responsible and trusted lender with the best interest rate (APR) possible as well as the terms according to your circumstances.


It doesn’t matter if you have poor credit or bad credit, at GetLoanNow all credit  are considered on individual basis. Our High-Tech will help you find quickly the right solution with our 2min supper friendly application form.

GetLoanNow is fully registered with the ICO and regulated by the UK Financial Conduct Authority (FCA).

Carefully Selected and FCA Approved  panel of lenders. 
**According to the amount you want to borrow, and your ability to repay the loan among other factors. 

Who can apply?

To be eligible to get a loan, you need to:

over 18 Get Loan now short term loans and payday loans for bad credit

Be over 18 

Get Loan now short term loans and payday loans for bad credit

Have a regular source of income (min £800 per month)

Queen solder Short term loans and payday loans for bad credit

Be a Legal UK resident 

Get Loan now short term loans and payday loans for bad credit

Have a valid UK bank account, working phone and email