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£ 100

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Representative 49.9% APR.
Representative example: Amount of credit: £750 for 12 months at £77.29 per month.
Total amount repayable is £927.48.
Interest charged is £177.48, interest rate 49.9% pa (variable).

Rates from 11.8% APR to 1575% APR – your Free, No obligation quote and APR will be based on your personal circumstances, and Finance is subject to availability and status. Authorised and regulated by the Financial Conduct Authority.
We are a fully regulated and authorised credit broker and not a lender.

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Sunny Loans

Sunny Loans Review


Payday lender Sunny enters administration – however Pounds4U is here to help you find a Sunny loans alternative loan.

Sunny Loans supply low interest rates on short-term loans and based in the UK.

Sunny Loans is a registered, responsible as well as transparent short-term loan provider who appreciates its clients and also their financial wellness.

Sunny loans provide loans from ₤ 100 to ₤ 2500 over differing loan terms. Sunny offer a functional range of loan quantities and also payment choices. You can select a loan term that fits your economic setting, budget strategy along with the way of living. Sunny loans supply loan payment terms of as much as 14 months, depending upon your preferred loan amount.

You can settle a Sunny loan early and also save cash money or pay even more monthly if you want to work out the loan earlier. Sunny also use a ‘cooling off duration’ giving you roughly 5 days to make your mind, all you require to do is repay the quantity you obtained, in addition to they will definitely not expense you any type of passion. Sunny offer loans from ₤ 100 to ₤ 2500 over differing loan terms. Representative  569% APR.

Sunny short term loan functions and advantages.

  • Get a loan of in between ₤ 100 in addition to ₤ 2,500.
  •  Repay your loan in manageable month-to-month negotiations of as high as 14 months.
  •  Complete the entire loan application online as well as conserve time.
  •  Get accredited in half a hr or a lot less.
  •  Once authorized obtain your fast loan transferred right into your account in 10 minutes or a lot less.
  •  No surprise expenses, just passion.
  •  Representative 237% APR.
  •  Daily interest rates covered at 0.8%.
  •  You will never ever pay off in passion greater than you initially obtained.
  •  Get recommendations on precisely how to better handle your cash money free of cost.

Just how immediately do I receive my loan?

On the Sunny web website you can access your personal loan account, make payments as well as ally for additional loans, it is open 24-hour a day as well as they in addition money new loans 24-hour a day, consisting of weekend breaks in addition to legal holiday. Funds are sent out to your savings account absolutely totally free through Faster Settlements within 15 mins as soon as your loan is authorized. A Sunny customer is allowed an optimum of 3 loans at any kind of kind of once, depending upon your personal financial standing.

Simply how do I settle my loan?

Sunny will certainly collect the amount due from your debit card on the concurred payment day which will be verified throughout the application treatment.

What takes place if I miss payment?

It is very crucial to understand that late repayments can cause a trace being left on your credit history document as well as also every campaign should be made to get in touch with the customer treatment group early to avoid this. If you are unable to make an organized negotiation on your account, you must contact the group at Sunny asap. They can be reached on 0800 7315 432 or by emailing Sunny will not bill you a late cost if you can not make your settlement on schedule as well as they’ll take care of you to obtain your account back on course.

Loan Credentials Criteria.

  •  All applications for a Sunny loan will certainly undertake both credit rating report checks and likewise affordability checks. Even if you have had a loan with them in the past, every new request for a loan is dealt with as a new application in addition to will certainly undergo the very same checks.
  •  You have to more than 18 years of ages.
  •  You have to be a UK citizen.
  •  You should have a UK savings account as well as likewise a debit card.
  •  You need to be employed with net (after tax responsibility) profits of at the minimum ₤ 500 monthly or give evidence of earnings.
  •  You need to have a cellphone in order to get a confirmation code using text.

Regulator information.

  •  Authorised and also controlled by the Financial Conduct Authority.
  •  Participants of Consumer Financing Organization.
  • is a trading name of Elevate Credit score record International Limited.


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Applying via Pounds4U simple form quickly will let you know if other payday loans direct lenders are interested to approving your cash loan, which may offer better deals.

It’s FREE! As Pounds4U, Payday loansPersonal loans and short term loans are 100% Free, no obligation quote So, you have nothing to lose as well it will save you time and might save you money!

Furthermore, Pounds4U only works with UK payday lenders that are regulated by the Financial Conduct Authority (FCA). 

 Always remember that late repayment can cause you serious money problems. For help, go to

Why to choose

  • Borrow between £100 - 10000
  • We search the market for you
  • Totally Free service!
  • 100% Secured UK Site
  • No Obligation Quote
  • Leading Loan Broker
  • Your data is secure
  • One Simple Form
  • Same day Cash*
  • No hidden costs
  • No Paperwork
  • Open 24/7
Get a quote now

Please like our page!​

Excellent service. The application was processed immediately... like 50 seconds and found me a loan. Thank you... I would recommend when in need of assistance....​
Great response to my application, quick and easy straightforward process, great service all the way.
These are great i only took a £200 loan same amount each month and txt and emailed when payment was due cant fault them 😊

How Cash Loans Online Work?

Apply Online

Simply fill out our secured user friendly online form

Finding your Loan

Our High-Tech will process your application and will look to locate the right loan for you and your circumstances.

Get Cash

Once you are approved, you will be directed to your special lender to finish the process.

Why Pounds4U ?

Our mission

Our mission is to help and protect all consumers when they are in need of a Short Term Loan online in the UK.
We offer a state of the art quick technological solution to help you getting a short term loan online, easily, securely, and Totally Free with no obligation and no commission.


Our advanced state of the art technology allows us to get all the lenders* in to our platform making the customer in the front therefore, the top lenders compete to lend you the money you need.

Transparent service

Pounds4U provide fully transparent service to find you the best** responsible and trusted lender with the cheapest interest rate (APR) possible and terms according to your own special circumstances.


It doesn’t matter if you have bad credit or poor credit, at all credit types are considered. We will use our innovative technology to find you a suitable solution quickly with an user friendly easy form.

Pounds4U is fully registered with the ICO and regulated by the UK Financial Conduct Authority (FCA).

* Carefully  Selected and FCA Approved  panel of lenders.
**  According to the amount you want to borrow, and your ability to repay the loan among other factors. 

Who can apply?

To be eligible to get a loan, you need to:

Be a Legal UK resident 


Be 18 years of age or older


Have a valid UK bank account, working phone and email


Have a regular source of income (min £700 per month)