Question 1

What is Get Loan Now?

Accepted Answer

Get Loan Now (getloannow.co.uk) is a free UK credit broker authorised and regulated by the Financial Conduct Authority (FCA). It connects UK borrowers with a panel of FCA-regulated lenders offering loans from £100 to £10,000. Get Loan Now is a broker, not a lender.

Question 2

Is Get Loan Now free to use?

Accepted Answer

Yes, Get Loan Now is completely free for borrowers. There are no fees or commissions charged to customers. The service is paid for by lenders in the panel when a borrower is successfully introduced to them.

Question 3

How much can I borrow through Get Loan Now?

Accepted Answer

You can request loans between £100 and £10,000. The exact amount depends on your personal circumstances and which lenders in the panel are willing to offer you a loan.

Question 4

Can I get a loan with bad credit through Get Loan Now?

Accepted Answer

Yes. Get Loan Now works with specialist lenders who consider all credit scores including bad credit. Each application is assessed individually on its own merits.

Question 5

What are the eligibility requirements?

Accepted Answer

To apply you must: be over 18 years old, be a UK resident, have a valid UK bank account, and have a regular source of income.

Question 6

How quickly can I receive funds?

Accepted Answer

Once approved and after you agree to the lender's terms, funds could arrive in your bank account the same day or the next business day, depending on your bank's processing time.

Question 7

What APR rates do lenders charge?

Accepted Answer

Representative 79.5% APR variable. Rates from 11.8% APR to a maximum of 1721% APR. Your personal APR will be based on your individual circumstances and is disclosed before you sign any agreement.

Question 8

Is Get Loan Now FCA regulated?

Accepted Answer

Yes. Get Loan Now is authorised and regulated by the Financial Conduct Authority. We are a credit broker and not a lender. Always check the FCA register to verify any financial firm before applying.

Question 9

What is a representative example for a loan?

Accepted Answer

Representative example: Amount of credit £1,000 for 12 months at £116.52 per month. Total amount repayable is £1,392.63. Interest charged is £392.63, interest rate 79.5% pa (variable). Representative 79.5% APR variable.